Premium is the amount that you pay to Prudential in return for the insurance coverage provided. For an investment-linked insurance policy, part or all the premiums paid are used to purchase units in the investment-linked fund(s) while the remaining is used to pay upfront charges for insurance expenses and direct distribution costs. Insurance charges are deducted monthly from the value of your investment-linked funds to pay for your insurance coverage. Generally, the insurance charges will increase as you grow older.
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