For Investment-Linked Policy
For policies under Payor status, there will be no change to the policy premium. Only the insurance charges are revised. However, with the increased insurance charges, your annualised premium covered (in whole or in part) by Prudential may not be sufficient to support the additional insurance charges in the later years. Therefore, you are encouraged to do a regular (PRUSaver) top-up based on the amount recommended in the Revision Notification Letter to support the additional insurance charges. We advise you to refer to your Prudential Wealth Planner or Bank Representative for more information.
For Universal Life Policy
For policies under Payor status, there will be no change to the policy premium. Only the insurance charges are revised. However, with the revision, higher insurance charges will be deducted from your account value. Your policy will remain in force if all premiums are paid and the No-Lapse Guarantees remain in effect. Please refer to your annual statement for the sustainability of your policy.
Contact us at 03-2771 2450 (Monday-Friday, 8.30am – 5.15pm, excluding Public Holidays) or email us at shareyourfeedback@prudential.com.my